Take the RATS
Get copies of your
Go to court house recorder of deeds, mortgage company & title company compare all the documents with the ones you have.
If you didn't get mortgage documents when you got the loan get whatever you can.
Compare them. Ask for settlement checks check dates in comparison to settlement date & closing.
Did you see a notary?
Is it the person whose name is on mortgage documents.
If you didn't then whose is this?
Who appraised home? was it inflated?
Was the mortgage filed timely within 5 days or several months later at recorder.
If you see problems you must act.
loan application whose was the person who wrote your info?
Are there debts & bill accts on HUD statements & settlement documents that aren't yours.
What title company name is on documents?
Were there pass thru certificates involved. These are what mortgage are bundled as pertaining to year & company that originated loan. Argent pass thru certificates series W1 2003. (example)
Go to Moody investors see when this happened.
Are there fraudulent assignments of mortgages filed at recorder with ROBO signers.
You tube has video on ROBO signers.
Did you have an inflated escrow shortage after sheriff
Escrow is taxes & insurance only.
Check into this especially if home foreclosed.
Again this is just a few tips